Novia CareClinics has a rich history embedded in the health care field. Novia's inception as a premier provider of health and wellness services began in June 2006 emerging from Novia Underwriters, Inc.—a medical stop loss company based out of Indianapolis, Indiana. The birth of Novia CareClinics from Novia Underwriters, Inc. enabled the organization to be focused on and wholly devoted to health and wellness initiatives through on-site clinic development and management services.