Under the model recommended by Novia, the employer's on-site clinic provides basic primary care services to employees and their dependents free of charge. There are no insurance forms to fill out, and there are no deductibles or co-pays required to use the clinic services. Novia manages the employer on-site clinic and provides integrated and comprehensive services designed to help employees improve their health. Among the services provided by Novia, in conjunction with medical professionals contracted for the clinic, are: